Meaning of "Layaway" by Jon B.

The lyrics of "Layaway" reveal a story of a man who is feeling used and disillusioned by a woman who is only interested in material things. He expresses his frustration at having to work hard to maintain a lifestyle that he thought would make her happy, but she remains fixated on money. The repetition of the phrase "Money's what she wants, Cheddar is the key" emphasizes the idea that the woman in question values material wealth above genuine connection or love. The man's use of the term "layaway" to describe his efforts to keep her around suggests a transactional relationship where his love is treated as a commodity that can be purchased or put on hold until she is satisfied. The song ultimately sheds light on the toxic nature of relationships based solely on materialism and the damage it can cause to both parties involved.