The narrator is sitting with the fat man, trying to get a loan by telling stories about horses and women. Despite trying to manipulate the fat man with stories about family members in need, the fat man sees through the narrator's lies and refuses to lend him money.

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Meaning of "You Can't Fool the Fat Man" by Randy Newman


"You Can't Fool the Fat Man" is a song that criticizes manipulation and deceit. The narrator is trying to deceive the fat man by telling stories about family members in desperate situations to get a loan. However, the fat man sees through the lies and calls the narrator out as a "two-bit grifter." This song highlights the theme of honesty and integrity, showing that trying to manipulate others for personal gain will eventually be exposed. It serves as a cautionary tale about the consequences of dishonesty and the importance of authenticity in relationships.