The lyrics describe a relationship where one person feels like they have been taken advantage of and let down by the other person. The theme of being unprepared for the challenges of love and heartbreak is prominent throughout the song.

Meaning of "Fortune" by Toto

The lyrics of "Fortune" by Toto delve into the complexities and disappointments of a romantic relationship. The protagonist, Janey, is depicted as someone who may have manipulated or misled the narrator, causing them to feel like they have been let down and taken advantage of. The repeated chorus about how "fortune favors the unprepared" highlights the idea that love and relationships can often catch us off guard, leaving us vulnerable and uncertain. The song conveys a sense of betrayal and longing, as the protagonist grapples with feelings of abandonment and being forsaken. The uncertainty and unpredictability of love are emphasized, as the narrator struggles to come to terms with the challenges of heartbreak and falling in love.